:root{--bg: #f9f9f7;--surface: #fcfcfb;--ink: #0b0b0b;--ink-2: #52514e;--muted: #898781;--hairline: #e1e0d9;--baseline: #c3c2b7;--accent: #2a78d6;--accent-deep: #1c5cab;--accent-darkest: #0d366b;--accent-wash: #eaf2fd;--accent-band: #cde2fb;--accent-mid: #86b6ef;--good: #006300;--ring: rgba(11, 11, 11, .1);--radius: 10px;--radius-lg: 16px;--shadow: 0 1px 2px rgba(11, 11, 11, .05), 0 4px 16px rgba(11, 11, 11, .06);--font: system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:var(--font);font-size:17px;line-height:1.65;color:var(--ink);background:var(--bg);text-rendering:optimizeLegibility}h1,h2,h3,h4{line-height:1.25;margin:0 0 .5em;letter-spacing:-.01em}h1{font-size:clamp(1.9rem,4.5vw,2.75rem);font-weight:800}h2{font-size:clamp(1.4rem,3vw,1.8rem);font-weight:750;margin-top:2.2em}h3{font-size:1.2rem;font-weight:700;margin-top:1.6em}p{margin:0 0 1em}a{color:var(--accent-deep);text-decoration:none}a:hover{text-decoration:underline}strong{font-weight:650}small,.muted{color:var(--muted)}.ink2{color:var(--ink-2)}.container{max-width:1100px;margin:0 auto;padding:0 20px}.prose{max-width:760px}.prose ul,.prose ol{padding-left:1.4em;margin:0 0 1.1em}.prose li{margin-bottom:.35em}.site-header{position:sticky;top:0;z-index:50;background:#fcfcfbeb;backdrop-filter:blur(8px);border-bottom:1px solid var(--hairline)}.site-header .bar{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 20px;max-width:1100px;margin:0 auto}.logo{display:flex;align-items:center;gap:9px;font-weight:800;font-size:1.12rem;color:var(--ink);letter-spacing:-.01em}.logo:hover{text-decoration:none}.logo .mark{width:30px;height:30px;border-radius:8px;flex:none;background:linear-gradient(135deg,var(--accent),var(--accent-deep));color:#fff;display:grid;place-items:center;font-size:.78rem;font-weight:800;letter-spacing:0}.site-nav{display:flex;align-items:center;gap:4px;flex-wrap:wrap}.site-nav a{color:var(--ink-2);font-size:.93rem;font-weight:550;padding:7px 11px;border-radius:8px}.site-nav a:hover{background:var(--accent-wash);color:var(--accent-darkest);text-decoration:none}.site-nav a.cta{background:var(--accent);color:#fff;font-weight:650}.site-nav a.cta:hover{background:var(--accent-deep)}.site-footer{margin-top:72px;border-top:1px solid var(--hairline);background:var(--surface);color:var(--ink-2);font-size:.92rem}.site-footer .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:28px;padding:40px 20px 28px;max-width:1100px;margin:0 auto}.site-footer h4{font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-bottom:.7em}.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin-bottom:7px}.site-footer a{color:var(--ink-2)}.site-footer .legal{border-top:1px solid var(--hairline);padding:18px 20px 26px;max-width:1100px;margin:0 auto;font-size:.84rem;color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 26px;border-radius:999px;border:0;cursor:pointer;font:650 1.02rem var(--font);text-decoration:none;background:var(--accent);color:#fff;transition:background .15s ease,transform .1s ease}.btn:hover{background:var(--accent-deep);text-decoration:none;transform:translateY(-1px)}.btn.big{padding:16px 34px;font-size:1.12rem}.btn.ghost{background:transparent;color:var(--accent-deep);box-shadow:inset 0 0 0 1.5px var(--accent-mid)}.btn.ghost:hover{background:var(--accent-wash)}.badge{display:inline-flex;align-items:center;gap:6px;font-size:.8rem;font-weight:650;color:var(--accent-darkest);background:var(--accent-wash);border:1px solid var(--accent-band);padding:4px 12px;border-radius:999px}.card{background:var(--surface);border:1px solid var(--hairline);border-radius:var(--radius-lg);padding:26px;box-shadow:var(--shadow)}.tile-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:14px;margin:22px 0}.stat-tile{background:var(--surface);border:1px solid var(--hairline);border-radius:var(--radius);padding:16px 18px}.stat-tile .val{font-size:1.65rem;font-weight:800;letter-spacing:-.02em}.stat-tile .lbl{font-size:.82rem;color:var(--muted);font-weight:550}.callout{background:var(--accent-wash);border:1px solid var(--accent-band);border-radius:var(--radius);padding:16px 20px;margin:18px 0;font-size:.95rem}.callout.gray{background:#f3f2ef;border-color:var(--hairline);color:var(--ink-2)}.table-wrap{overflow-x:auto;margin:20px 0;border:1px solid var(--hairline);border-radius:var(--radius);background:var(--surface)}table.data{width:100%;border-collapse:collapse;font-size:.95rem;min-width:480px}table.data th,table.data td{padding:10px 14px;text-align:left}table.data th{font-size:.8rem;text-transform:uppercase;letter-spacing:.05em;color:var(--muted);border-bottom:1.5px solid var(--hairline);background:var(--surface);font-weight:650}table.data td{border-bottom:1px solid var(--hairline)}table.data tr:last-child td{border-bottom:0}table.data td.num,table.data th.num{text-align:right;font-variant-numeric:tabular-nums}table.data tr.hl td{background:var(--accent-wash);font-weight:650}table.data th.sortable{cursor:pointer;user-select:none}table.data th.sortable:hover{color:var(--accent-deep)}.faq details{border:1px solid var(--hairline);border-radius:var(--radius);background:var(--surface);margin-bottom:10px;overflow:hidden}.faq summary{cursor:pointer;padding:15px 20px;font-weight:650;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--muted);font-size:1.3rem;font-weight:400;flex:none}.faq details[open] summary:after{content:"–"}.faq .a{padding:0 20px 16px;color:var(--ink-2)}.faq .a p:last-child{margin-bottom:0}.hero{padding:64px 0 40px}.hero .kicker{margin-bottom:14px}.hero p.lede{font-size:1.18rem;color:var(--ink-2);max-width:640px}.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px;align-items:center}.trust-row{display:flex;gap:20px;flex-wrap:wrap;margin-top:22px;font-size:.88rem;color:var(--muted);font-weight:550}.trust-row span{display:inline-flex;align-items:center;gap:6px}.trust-row .dot{width:7px;height:7px;border-radius:50%;background:var(--good);flex:none}.crumbs{font-size:.85rem;color:var(--muted);margin:20px 0 6px}.crumbs a{color:var(--muted)}.crumbs a:hover{color:var(--accent-deep)}.crumbs .sep{margin:0 6px;color:var(--baseline)}.score-hero{display:grid;grid-template-columns:1fr;gap:26px;align-items:center;margin:10px 0 8px}@media(min-width:860px){.score-hero{grid-template-columns:5fr 4fr}}.pill-nav{display:flex;gap:8px;flex-wrap:wrap;margin:18px 0}.pill-nav a{font-size:.88rem;font-weight:600;color:var(--ink-2);border:1px solid var(--hairline);background:var(--surface);padding:6px 13px;border-radius:999px}.pill-nav a:hover{border-color:var(--accent-mid);color:var(--accent-deep);text-decoration:none}.pill-nav a.on{background:var(--accent);border-color:var(--accent);color:#fff}.quiz-shell{max-width:720px;margin:0 auto}.quiz-top{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-bottom:14px;font-variant-numeric:tabular-nums}.quiz-progress{flex:1;height:6px;background:var(--hairline);border-radius:999px;overflow:hidden}.quiz-progress i{display:block;height:100%;background:var(--accent);border-radius:999px;transition:width .25s ease}.quiz-timer{font-weight:700;font-size:.95rem;color:var(--ink-2);min-width:58px;text-align:right}.quiz-timer.low{color:#b3261e}.quiz-card{text-align:center}.quiz-grid{display:inline-block;margin:6px auto 18px;max-width:100%}.quiz-grid svg{display:block;max-width:100%;height:auto}.quiz-q-num{font-size:.85rem;font-weight:650;color:var(--muted);text-transform:uppercase;letter-spacing:.07em;margin-bottom:10px}.quiz-options{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;max-width:460px;margin:0 auto}@media(min-width:560px){.quiz-options{grid-template-columns:repeat(6,1fr);max-width:640px}}.quiz-opt{border:2px solid var(--hairline);border-radius:var(--radius);background:var(--surface);cursor:pointer;padding:8px;transition:border-color .12s ease,transform .08s ease}.quiz-opt svg{display:block;width:100%;height:auto}.quiz-opt:hover{border-color:var(--accent-mid);transform:translateY(-2px)}.quiz-opt.sel{border-color:var(--accent);background:var(--accent-wash)}.quiz-nav{display:flex;justify-content:space-between;gap:12px;margin-top:22px}.quiz-hidden{display:none!important}.result-score{font-size:4rem;font-weight:850;letter-spacing:-.03em;line-height:1}.result-band{font-size:1.1rem;font-weight:700;color:var(--accent-deep)}.calc{background:var(--surface);border:1px solid var(--hairline);border-radius:var(--radius-lg);padding:22px;box-shadow:var(--shadow)}.calc .row{display:flex;gap:14px;flex-wrap:wrap;align-items:flex-end}.calc label{display:block;font-size:.83rem;font-weight:650;color:var(--ink-2);margin-bottom:6px}.calc input[type=number],.calc select{font:600 1.05rem var(--font);color:var(--ink);padding:10px 14px;border:1.5px solid var(--hairline);border-radius:8px;background:var(--bg);width:130px}.calc input:focus,.calc select:focus{outline:2px solid var(--accent-mid);border-color:var(--accent)}.calc-out{margin-top:18px;display:grid;gap:10px}.calc-out .big-line{font-size:1.15rem}.calc-out .big-line b{font-size:1.35rem}.grid-2{display:grid;gap:20px;grid-template-columns:1fr}@media(min-width:780px){.grid-2{grid-template-columns:1fr 1fr}}.grid-3{display:grid;gap:16px;grid-template-columns:1fr}@media(min-width:780px){.grid-3{grid-template-columns:1fr 1fr 1fr}}.center{text-align:center}.mt-0{margin-top:0}.section{margin:46px 0}.divider{border:0;border-top:1px solid var(--hairline);margin:40px 0}.skip-link{position:absolute;left:-9999px;top:0;background:var(--ink);color:#fff;padding:10px 16px;border-radius:0 0 8px;z-index:100}.skip-link:focus{left:0}@media(max-width:640px){body{font-size:16px}.hero{padding:40px 0 28px}.site-nav a:not(.cta){display:none}}